Better Ways to Spend Time and Money on Cyber Monday

There are better ways to spend your time and money during Cyber Monday, I’ll list a few of them here:

• invest money into a retirement account, like a Roth IRA or a 401K or 403B plan

• put a little extra money into your mortgage, or if you have an auto loan, pay a little extra on your auto loan

• invest into a child’s education fund

• visit an elderly relative or a neighbor, bonus points if you bring them some nutritious food

• go to the gym and have a good work out, bonus points if you go with a friend or a partner/spouse/significant other

• take time to make a healthy meal at home

• schedule an appointment with your doctor

• schedule an appointment with your dentist

• check your tires before it snows again

  • your tread can wear down over time, and sometimes the cold weather can cause deflation

• make a donation to a charity

• volunteer at a local service organization

• if you choose to shop, shop at a local small business and get to know the people that work there and the business owner

• write a thank you note to whoever hosted you for Thanksgiving Dinner or a Thanksgiving-related event

• meditate

• be grateful for what you already have

I know that people can overspend during the Holidays, and I’ve read that people can go into about $1,000 in debt due to holiday spending, but there are better ways to spend your time and money on Cyber Monday. You can invest into yourself and into your retirement accounts, invest into your children’s education funds, take time to exercise and eat healthy foods, and visit and spend time with elderly folks in your life and in your community.

Thanks for reading and have a great day,

-Dr. Paul Thomas